Insurance Cost Estimator
Find out how much it could cost to insure any car in our stock — or enter an insurance group manually. Estimates based on real UK insurance groups and your age.
Get Your Estimate
Understanding Insurance Groups
In the UK, every car is assigned an insurance group from 1 to 50. Group 1 is the cheapest to insure and group 50 is the most expensive. The group is determined by factors such as vehicle value, engine size, performance, repair costs, safety features and security ratings.
Smaller, less powerful vehicles. Cheapest to insure — ideal for new or young drivers.
Modest family cars and economical hatchbacks. Still affordable insurance premiums.
Mid-range vehicles including popular SUVs and saloons. Moderate insurance costs.
Larger engines, performance variants and premium brands. Higher premiums expected.
High-performance, luxury and specialist vehicles. The most expensive insurance groups.
Tips to Reduce Your Insurance Cost
Add Security Features
Fitting a Thatcham-approved alarm or immobiliser, and parking in a garage overnight, can lower your premium.
Build No-Claims Bonus
Each claim-free year earns you a no-claims discount. Protect it with a no-claims bonus protection add-on.
Limit Your Mileage
Declare an accurate annual mileage. Lower miles means lower risk and a cheaper premium.
Consider Telematics
A black box or telematics policy lets your insurer see how safely you drive — ideal for younger drivers.
Choose a Lower Group
When choosing your next car, look at the insurance group. A lower group could save you hundreds per year.
Increase Your Excess
Opting for a higher voluntary excess reduces your annual premium — but make sure you can afford it if you claim.